Umlando Wezinguquko
Izibuyekezo nezintuthuko ezintsha ku-Lendbox.
Izinhlawulo kwibhalansi esele
Manje ungakwazi ukusetha izinhlawulo ezisuselwa kumaphesenti ezibalwa kwibhalansi esele yemalimboleko. Lokhu kungakusetha ezingeni lomkhiqizo wemalimboleko noma emalimbolekweni ngamunye.
Okusha: Roll-overs
Vuselela imali oyibolekile isikhathi esisha esilingana nesokuqala kuyilapho ukhokha kuphela izinga lenzalo. Dala okukodwa kuthebhu ye-Admin yanoma iyiphi imali oyibolekile.
Izinkambu Ze-Borrower Ezizenzelwe
Chaza izinkambu zakho ukuze uqoqe imininingwane ye-borrower ebalulekile ebhizinisini lakho. Yiya kokuthi Settings → Borrowers ukuze uzisethuphe.
Manje usungamaka kahle lapho ababoleki kudingeka basayine khona noma bagcwalise imininingwane kudokhumenti yemalimboleko.
Ukususa imali ebolekiwe nababoleki abaningi
Manje usungakhetha futhi ususe imali ebolekiwe noma ababoleki abaningi ngesenzo esisodwa, kunokubasusa ngamunye ngamunye.
Izimo ezintsha zemalimboleko
Sishintshe isimo semalimboleko esithi "Overdue" saba yizimo ezimbili eziqondile kakhulu: "Missed Payments" kanye ne-"Past Maturity."
Amadokhumenti Abatshalizimali
Izifanekiso zamadokhumenti manje zisekela amadokhumenti abatshalizimali. Dala izivumelwano nezitatimende zabatshalizimali usebenzisa izifanekiso, bese uzithumela ukuze zisayinwe.
Ama-e-signature emibhalweni yemalimboleko
Manje usungathumela imibhalo kubaboleki futhi uqoqe amasignesha nge-elekthronikhi. Vula i-loan, uye kuthebhu ethi Documents, bese uchofoza okuthi Send for signature kunoma yimuphi umbono. Engeza abaningi abasayina njengoba udinga.
Yini Entsha: Arrears Report
Umbiko omusha wokulandelela izikweletu ezisilele manje usuyatholakala ku-Reports Center → Arrears Report.
Okusha: Ukulandelela Isigaba Sokutholakala Kwezimalimboleko
Manje usungasetha isigaba sokutholakala kuzimalimboleko ukuze ulandele izenzo zokubuyisa.
Kungezwe amamethrikhi angeziwe ku-Repayments Report
I-Repayments Report manje ifaka amamethrikhi angeziwe; inzuzo eqinisekiwe, isilinganiso senzuzo, izinkokhelo eziqoqiwe namaphenalthi aqoqiwe
Izaziso zokuphusha ze-Approval Queue
Izaziso zokuphusha manje zithunyelwa kumuntu ofanele wabasebenzi lapho imalimboleko, ukukhokha kabusha noma ukuthengiselana kulindele ukuvunywa kwabo, noma lapho okuthile sekubuyiselwe kubo ukuze kulungiswe. Lokhu kusebenza kuwebhu, ku-Android naku-iOS app
Uhlelo lwe-Accounting oluvuselelwe
Ukuqopha ama-transactions sekulula kakhulu. Ikhasi elisha le-Transactions likuvumela ukuthi urekhode imali engenayo nezindleko ngaphandle kokubhekana nobunzima be-double-entry accounting. Iya ku-Accounting → Transactions ukuze uqalise.
Buka Umlando Wokubolekwa Womboleki
Manje usungakwazi ukufinyelela umlando ogcwele wokubolekwa wemiboleki ngokuqondile kuphrofayela yakhe nangesikhathi sokudala ukubolekwa, okukunika ukubonakala ngokushesha ekubolekeni kwakhe kwangaphambilini — akukho sidingo sokusesha noma ukuhlunga mathupha.
Izikhathi Ezihleliwe Zokulethwa Kwama-imeyili Wombiko Nezikhumbuzi Zababoleki
Manje usungakwazi ukusetha isikhathi esiqondile lapho kuthunyelwa khona ama-imeyili wombiko wansuku zonke nezaziso zezikhumbuzi zababoleki. Yiya ku-Settings > Notifications ukuze usethe izikhathi zakho ozithandayo zokulethwa — uqinisekise ukuthi imibiko ifinyelela eqenjini lakho ngesikhathi esifanele futhi izikhumbuzi ziphume lapho ababoleki kungenzeka kakhulu ukuthi benze okuthile.
Okusha: Principal Analysis Charts
Ikhasi lokuhlaziya elizinikele kudatha yakho ye-principal seliyatholakala manje. Buka i-cumulative principal, ukuqhathanisa unyaka nonyaka, amazinga okukhula kusukela enyangeni kuya enyangeni, ukusatshalaliswa kosayizi wemalimboleko, nosayizi omaphakathi wemalimboleko. Ifinyelele ku-Analytics > Principal Analysis.
Ukubuka kwekhalenda lokukhokha kabusha: Bonisa inani eliphelele ngosuku ngalunye
Kuthuthukiswe ukubuka kwekhalenda kumbiko wokukhokha kabusha ukuze kuboniswe isifinyezo semali yokukhokha kabusha elindelekile noma etholakele ngosuku ngalunye
Sakha ngokuvuleleka
Manje usungabona ukuthi sisebenzela ini. Bheka i-roadmap ye-Lendbox ukuze ubone izici ezizayo, ukuthuthukiswa, kanye nokulungiswa kwamaphutha. Ikuthole kuphaneli yokuzulazula engakwesobunxele ngaphansi kwe-Roadmap.
Ikhasi le-Loans selisekela ukuhlunga okuthuthukile manje. Ungahlunga ngenombolo ye-loan, inani le-principal, usuku lokukhululwa, izinga lenzalo, inani elikhokhiwe, nokunye okuningi.
I-Recycle Bin isilapha
Izinto ezisusiwe azisusiwa unomphela ngokushesha. Manje usungazibuyisa noma nini ku-Recycle Bin. Finyelela kuyo kuphaneli yokuzulazula engakwesobunxele ukuze ubuke futhi ubuyisele izinto zakho ezisusiwe.
Manje usungabona inani elilinganiselwe lokuthumela le-Email, i-SMS, ne-WhatsApp ngokusekelwe kuma-notification credits akho atholakalayo.
Manje usungabuka kuqala izitatimende zemalimboleko ngqo ngaphandle kokuzilanda. Siphinde savuselela nomklamo wesitatimende ukuze ubukeke uhlanzeke kakhulu.
I-Approval Workflows isifikile
Manje usungasetha amaketanga okuvunywa anezinyathelo eziningi ezibolekweni, ekubuyiselweni kwemali, nasezintweni ze-journal.
Buka ividiyoShintsha Igatsha LeLoan NeBorrower
Ukuphindiselwa kwegatsha sekuyatholakala manje. Ungabuyekeza igatsha elixhunywe kunoma iyiphi i-loan noma i-borrower.
Okusha: I-Collateral Register Isilapha
Manje usungabona yonke i-collateral yakho endaweni eyodwa. Iya ku-Loan Management → Collateral Register ukuze uqalise.
Okusha: Umbiko Wezimbuyiselo
Landela zonke izimbuyiselo endaweni eyodwa. Buka izinkokhelo eziqediwe nezizayo zabo bonke ababoleki ku-Reports Center → Umbiko Wezimbuyiselo.
Kwengezwe ikhono lokususa izicelo eziningi zemalimboleko ngesikhathi esisodwa
Izibalo nezilinganiso zababoleki
Kwethulwe ikhasi elizinikezele lokubuka izibalo nezilinganiso mayelana nababoleki namaqembu ababoleki. ungafinyelela lezi zilinganiso ngokuzulazula uye ku-Analytics > Borrower Stats
Ukulayisha Izimali-mboleko Ngobuningi
Manje usungakha izimali-mboleko eziningi ngesikhathi esisodwa ku-Lendbox usebenzisa ifayela le-Excel. Lesi sibuyekezo senza inqubo yokungena ibe lula ngokukuvumela ukuthi ulayishe idatha yezimali-mboleko ngobuningi esikhundleni sokudala imali-mboleko ngayinye mathupha.
Ukulayishwa Kwenqwaba Kwababoleki
Manje usungangenisa ababoleki abaningi ku-Lendbox ngesikhathi esisodwa usebenzisa ifayela le-Excel. Lesi sibuyekezo senza kube lula inqubo yokungena ngokukuvumela ukuba ulayishe idatha yababoleki ngobuningi esikhundleni sokwengeza irekhodi ngalinye ngesandla.
Isitatimende Sokukhokhelwa Kwezimalimboleko Ezihlawulelwayo
Isitatimende sokukhokhelwa kwezimalimboleko ezihlawulelwayo sesiyatholakala manje. Kulezi zimali-mboleko ungakha noma isitatimende semali-mboleko esijwayelekile, esikhombisa uhlelo olujwayelekile lokukhokha, noma isitatimende sokukhokhelwa, esikhombisa inani eliqondile elidingekayo ukuze kulungiswe ngokuphelele imali-mboleko kusukela ngosuku lokukhokha olukhethiwe.
Namathisela Amafayela Ngokuqondile Kuma-Loan
Manje usungakwazi ukulayisha nokuphatha amafayela ngokuqondile kuma-loan ngamunye. Lokhu kwenza kube lula ukugcina wonke amadokhumenti ahlobene ne-loan—njengezivumelwano ezisayiniwe noma amaphepha asekelayo—ahleleke futhi afinyeleleke endaweni eyodwa.
Kungezwe Ukusekela Amadokhumenti Eloan Amaningi
Manje usungakwazi ukumisa nokuphatha amadokhumenti e-loan amaningi, hhayi isivumelwano esivamile kuphela. Hamba ku-Documents > Templates ukuze udale futhi wenze ngendlela oyifisayo izifanekiso zamadokhumenti eziningi njengoba uzidinga.
Isihlobo esiseduze
Manje usungakwazi ukunamathisela amarekhodi amaningi esihlobo esiseduze kumkweleti. Ngaphezu kwalokho, ungamisa imininingwane yesihlobo esiseduze njengemfuneko eyimpoqo yewebhusayithi yakho yabakweleti, uqinisekise ukuthi lolu lwazi luhlale luqoqwa ngesikhathi sokubhaliswa komkweleti.
Kwethulwe izimali zemali mboleko ezishintshayo
Sethule ukwesekwa kwezimali zemali mboleko ezishintshayo, okukunikeza ukuguquguquka okwengeziwe lapho ulungisa izakhiwo zezimali ezimalimboleko. Ngokungafani nezimali ezijwayelekile eziqinile noma eziphawulelwe ngamaphesenti, izimali ezishintshayo zizivumelanisa ngokuzenzakalela ngokusekelwe esikhathini semali mboleko. Ngokwesibonelo, ungabeka imali engu-2% njalo ngenyanga yesikhathi semali mboleko, unenketho yokusetha umkhawulo ophezulu onjenge-10% ukuze imali ingalokothi idlule umkhawulo ochaziwe. Lokhu kwenza kube lula ukudala izakhiwo zezimali ezikhula ngendlela efanele ngokwamazinga ahlukene esikhathi semali mboleko ngenkathi kusalandelwa izinqubomgomo zangaphakathi noma izimfuneko zokulawula.
Ukuhlaziywa Nokufaniswa Kwephothifoliyo Yemikhiqizo Yemalimboleko
Sekukhona ikhasi elikhethekile elisha lokuhlaziya amamethrikhi ahlobene nemikhiqizo yemalimboleko ngayinye. Ungaqhathanisa futhi ukusebenza kwemikhiqizo eminingi yemalimboleko side by side. Lithole ku-Analytics > Loan Product Metrics.
Ukuthuthukiswa Kwekhasi Lokubuka Ngokujwayelekile
Sengeze amamethrikhi amasha ekhasini lokubuka ngokujwayelekile, okuhlanganisa i-Average Loan Value, i-Total Repayments Collected, kanye neshadi le-Repayments Collected ukuze likunike ukuqonda okucacile kokusebenza kwe-portfolio.
Ukuthuthukiswa Kwe-Loan Product
Manje usungakha ama-sub-product amaningi angapheli ngaphakathi kwe-loan product, okukunika ukuguquguquka okukhulu ekuhleleni izinhlobo ezihlukahlukene ze-loan. Ngaphezu kwalokho, ama-sub-product angaphindaphindwa ngokushesha ngokuchofoza okukodwa, okwenza kube lula ukusetha izinhlinzeko ze-loan ezifanayo ngaphandle kokuqala phansi.
Ukwengezwa kokukhokha inzalo kuphela
Manje usungakwazi ukusetha uhlobo lokukhokha lube yizinkokhelo ze-balloon zokukhokha inzalo kuphela. Lona uhlelo lwemalimboleko lapho obolekayo ekhokha kuphela inzalo ngesikhathi semali mboleko, kanti inani eliphelele lesikweletu seliphelele likhokhwa njengenkokhelo eyisamba esisodwa ekupheleni kwesikhathi semalimboleko. Lokhu kungalungiselelwa kokubili imali mboleko nemikhiqizo yemali mboleko.
Izimali Ezifakwe Enanini Eliyinhloko
Manje usungakwazi ukusetha izimali ukuze zengezwe ebhalansi eyinhloko. Lokhu kungalungiselelwa kokubili kumalimboleko nakwimikhiqizo yemalimboleko
Izinhlolovo zababoleki
Dala izinhlolovo zababoleki abangazithumela ngemva kokuba sebethumele isicelo sabo semalimboleko
Izithuthukisi zokwelula imali mboleko
Manje usungakwazi ukwelula imali mboleko ngokunembile ngesikhathi esithile.
Manje usungacacisa inani lesibambiso esixhunywe kumboleko.
Isici esisha
Izivumelwano zemalimboleko manje zingaba nelogo yenkampani yakho njenge-watermark ekhasini ngalinye lenkontileka, vele uvule u-"enable watermark" uma ulanda isivumelwano semalimboleko.
isici esisha
manje usungakwazi ukulawula inani elikhokhwa emuva ekukhokheleni ngakunye. sebenzisa "custom repayment schedule" lapho udala/uhlela i-loan
Ukuthuthukiswa kwesici
Manje usungakwazi ukufaka isitayela, ukufometha, nokwengeza izithombe ngqo kumathikithi akho ezivumelwano semalimboleko ukuze uthole ukuthinta okusezingeni eliphezulu nokwenziwe ngokwakho.
Isici Esisha
Gcina kalula amagatsha ongawasebenzisi ngokuwafaka kungobo yomlando ukuze indawo yakho yokusebenza ihlale ihlelekile. Vele uye ekhasini le-Branches ukuze uphathe amagatsha akho manje!
Landa Amasheya Okukhokha
Sengeze ikhono lokulanda amarisidi awo wonke inkokhelo ngayinye eyenziwa umboleki ukuze ukwazi ukuwabelana nababoleki bakho
Manje usungakhawulela iwebhusayithi yakho yomuboleki ukuze ifinyeleleke kuphela emazweni athile. Ungakwazi ukuvula imikhawulo ye-geo-location ekhasini lezilungiselelo > iwebhusayithi
Isici Esisha
Manje usungakha futhi usebenzise izaphulelo zemalimboleko ngqo emalimbolekweni. Vele ukhethe ithebhu ethi "Discounts" lapho ubuka imalimboleko ukuze uqale, bese wengeza izaphulelo zenani lenzalo noma izaphulelo zemali eqondile
Kwethulwe izinhlobo ezengeziwe zezaziso. Manje usungashintsha izaziso ezithunyelwayo uma kukhokhwa, uma imali-mboleko isebenza, uma imali-mboleko iqedwa, futhi uma imali-mboleko ingasakwazi ukukhokhwa. Ngaphezu kwalokho, manje usungathumela izaziso kubatshalizimali. Iya ku-Settings → Notifications ukuze uvule izinhlobo ezihlukahlukene zezaziso.
Isici Esisha
Manje usungakwazi ukwenza ngendlela oyifisayo okuqukethwe kwezaziso ze-imeyili, i-SMS ne-Whatsapp ezithunyelwa kubaboleki. Vakashela ku-Settings > Notifications bese ukhetha inkinobho ye-Template eduze kwanoma yiluphi uhlobo lwesaziso ukuze wenze imilayezo yakho ibe ngeyakho.
Izaziso ze-WhatsApp zababoleki sezitholakala manje!
Siyajabula ukumemezela ukwethulwa kwezaziso ze-WhatsApp ukuze abagqwali bakho bahlale benolwazi ngendlela esebenza kangcono. Lesi sici esisha siqinisekisa izibuyekezo, izikhumbuzi nezixwayiso ngesikhathi ngqo nge-WhatsApp, sithuthukise ukuxhumana futhi sithuthukise ukuphathwa kwezimalimboleko. Vakashela ikhasi lokukhokha ukuze uthenge amakhredithi ezaziso.
Ukuze siqhubeke sithuthukisa isevisi yethu futhi sinikeze ulwazi olunokwethenjelwa kakhudlwana, sithuthukise uhlelo lwethu lwezaziso. Sicela uqaphele ukuthi izaziso ze-imeyili eziya kwaboleki manje zizodinga ukusebenzisa ama-notification Credits
Manje usungakwazi ukusetha kalula usuku oluqondile lokukhokha izikweletu zakho emjikelezweni wanyanga zonke. Isibonelo, ukukhokha kungahlelwa ngo-25 wenyanga ngayinye.
Manje usungavula ngesandla isaziso sesikhumbuzi nge-imeyili noma i-SMS kumboleki we-loan.
Isici Esisha Sengeziwe
Dala ama-akhawunti angaphansi ukuze uhlele kangcono izimali zakho. Futhi, uma udala noma uhlela izikweletu noma izinkokhelo, manje usungacacisa ukuthi yimuphi umkhonto ozorekhodwa kuwo ukuze ube nokulawula okukhulu.
Manje usungabuka okufakiwe kwe-general ledger okuhlobene nemalimboleko ngokuchofoza ithebhu ye-accounting uma ubuka imalimboleko
Isibuyekezo Sesivumelwano Semali Ebolekiwe
Kungezwe ama-preset amaningi ezinhlelweni zokukhokha, izimali, kanye nezinhlawulo ukuze kulungeleke kakhulu ukusetha isivumelwano semali ebolekiwe.
Manje usungahlukanisa izimali zakho zemalimboleko ngokulinganayo kuzo zonke izitolimende zokukhokha
Yini Okusha?
usungakwazi manje ukubhala kalula nokuphothula izivumelwano/izinkontileka zemalimboleko ngqo ku-Lendbox. Dala kalula isifanekiso esisha noma ushintshe izivumelwano ezikhona zemalimboleko ngayinye.
Yini Okusha!
Sethula ama-Borrower Groups: ngesibuyekezo sethu sakamuva, manje usungakha ama-Borrower Groups! Lesi sici esisha sisekela ukubolekisa kweqembu, okukuvumela ukuthi uphathe futhi uhlele ababoleki abaningi kalula. Noma ngabe usiza ngemalimboleko yemiphakathi noma yamaqembu, i-Lendbox ikunikeza amathuluzi okuphatha konke endaweni eyodwa ngokusekelwa okuphelele kokusebenza kokubolekisa kweqembu.
Manje usungalanda amashejuli okukhokha ngemuva ngefomethi ye-PDF
Isibuyekezo: Ukuhlanganisa i-API!
Xhumanisa i-Lendbox kalula namapulatifomu ahlukahlukene usebenzisa i-API yethu esanda kwethulwa! Lesi sici esinamandla sitholakala kuphela kubasebenzisi bohlelo lwethu lwe-Business Subscription Plan.
Yini Entsha? I-Borrower Website Custom Domain
Thuthukisa ulwazi lwakho lwababoleki ngokusebenzisa igama lesizinda elenziwe ngokukhethekile ku-borrower website yakho (isb., example.com). Lesi sici sitholakala kuphela ku-Business Subscription Plan.
Isibuyekezo
Manje usungakwazi ukuthumela kalula wonke ama-accounting reports akho ngefomethi ye-PDF noma ye-Excel ukuze uwahlaziye futhi uwabelane ngawo kalula.
Thola ukuqonda ngokulandelela ukusebenza kwelungu ngalinye labasebenzi ukuze kuthuthukiswe ukukhiqiza nokuziphendulela.
Yini Okusha?
Sengeze amamethrikhi okulandelela iphothifoliyo yakho esengozini ekhasini le-Overview